Down Payment Assistance

neighborhood street
  • Available for new and existing homes
  • Available statewide
  • Assistance can only be applied to 30-year fixed rate mortgage loans
  • Eligible loan types include FHA, USDA-RD, VA or Conventional
  • Purchase price and income limits vary based on the selected product

Who Can Use OHFA Homebuyer Down Payment Assistance?

First-time Buyers

Repeat Buyers

Teachers, First Responders & State Employees

Buyers Who Have Their Own Down Payment & Closing Costs

Take the Highway to Homeownership!

Contact an Approved Mortgage Lender

OHFA works with numerous Oklahoma lending institutions. Lenders are skilled at guiding you through the mortgage process.

Choose from our list of participating Lenders.

Contact a Certified Blue Ribbon Realtor

Choose your own Realtor or work with one of our Blue Ribbon Realtors.

Each Realtor has completed OHFA's Homebuyer Down Payment Assistance Continuing Education course through the Oklahoma Real Estate Commission.

If you would like to work with a Lender or Realtor who does not currently participate in the OHFA Homebuyer Down Payment Assistance program, ask them to call
Lee Ann Smith at .


Contact Us

Contact us at at or email us at [email protected]