Down Payment Assistance
- Available for new and existing homes
- Available statewide
- Assistance can only be applied to 30-year fixed rate mortgage loans
- Eligible loan types include FHA, USDA-RD, VA or Conventional
- Purchase price and income limits vary based on the selected product
Who Can Use OHFA Homebuyer Down Payment Assistance?
First-time Buyers
Repeat Buyers
Teachers, First Responders & State Employees
Buyers Who Have Their Own Down Payment & Closing Costs
Take the Highway to Homeownership!
Contact an Approved Mortgage Lender
OHFA works with numerous Oklahoma lending institutions. Lenders are skilled at guiding you through the mortgage process.
Choose from our list of participating Lenders.
Contact a Certified Blue Ribbon Realtor
Choose your own Realtor or work with one of our Blue Ribbon Realtors.
Each Realtor has completed OHFA's Homebuyer Down Payment Assistance Continuing Education course through the Oklahoma Real Estate Commission.
If you would like to work with a Lender or Realtor who does not currently participate in the OHFA Homebuyer Down Payment Assistance program, ask them to call
Lee Ann Smith at .